In a recent landmark judgement dated December 21, 2015, the Spanish Supreme Court has held that banks must refund the off-plan developments deposits in Spain
“Floor clauses”, conditions of variable rate mortgages that prevented interest rates going down below a certain level (i.e. 3 %) while the benchmark (in the
The Court of Justice of the European Union(“ECJ”) in its judgment of 14 March 2013 (C-451/11), has determined the breach by the Spanish law of
It is a common situation, that EU citizens, mostly Britons, acquire real estate properties in Spain. In this case, it may be interesting planning ahead
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